Fixed Rate Mortgage

Traditional Bank Terms - unexpected service!

Fixed rate commercial mortgage products are mortgages yield consistent payment for the full term of the loan. Fixed rate loans make it easier to budget, especially over the long term and offer stability across an ever-fluctuating interest rate market.

Because theses loans are structured longer period they potentially could look less completive to other options because the rates are based on the market prime rates. In the long term though fixing now could mean huge savings over the length of the loan.

Property Types:	Loans on commercial buildings, vacant land, and more ie…Multifamily, Anchored/Unanchored Retail, Office, Industrial, Mobile Home Parks and Self-Storage.
Loan Sizing :	$500,000 to $10,000,000 (or higher).
Loan-to-Value:	Up to 75% loan-to-value improved-marketable structures Commercial property acquisition, construction, and refinancing.
Loan Term:	15-year, 20-year and 30-year full amortizing loans.
Amortization:	15-year, 20-year and 30-year full amortizing loans.
Interest Rate:	Fixed rate quoted as a spread over the prevailing index and remains fixed for the life of the loan.
Debt Service:	1.25x or greater.
Prepayment:	1% fee. Prepayment Fee waived if loan is refinanced with original Lender. Lockout period in some cases may exist, but usually is a negotiable item.

221 South Federal Highway 2 nd Floor - Ft. Lauderdale, FL 33301
Tel: 954-522-0275 - Fax: 954-271-8441 - eFax: 954-337-6474
www.bar-cap.com

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